Which debts are transfered to your spouse at death?

Assuming that your estate is insufficient to pay off your debts, which debts would become the responsibility of the spouse after death? Obviously I am not talking about joint debt (like a mortgage or jointly held credit cards). Rather, stuff like student loans. Also, I understand that this varies by state. However, I am interested to get a general idea for the U.S. Thanks.Which debts are transfered to your spouse at death?
As you state, it varies by state.





But I think you are going to find that upon death, the debts will go to the estate. An property in that estate will be sold to satisfy the debts.





Therefore, joint property could be in jeopardy.





I am not certain of this...Probate law is not my field of expertise....there are so many loopholes it takes someone who specializes in it to handle it.





I just know I've seen an awful of people have their lives destroyed when a spouse dies without having their business affairs taken care of. That's why they recommend life insurance, to deal with these issues.Which debts are transfered to your spouse at death?
If a debt is only in the deceased name then iy goes away at death. Sorry for your loss.
All debts incurred during the marriage are the responsibility of the surviving spouse and due as contracted for.
If you didnt sign for the debt you are not responsible. Married or not.





Go to daveramsey.com and listen to his radio show from the site or find a local radio station to listen too. He has alot of good advise about money and debt.
Student loan debt goes away when you die. Your spouse is not responsible for any student loan debt you have.
I think they do get transferred





all of them





spouse implies married, married implies shared